Pre-settlement funding is when a company gives you money right away in exchange for the right to receive a portion of your financial settlement in the future. You get money immediately to pay bills and pay nothing back until you get money from the settlement of your claims. If you never get money from your claims, you never have to pay anything back to the legal funding company (the official term for this is “non-recourse”).
Pre-settlement funding is sometimes called consumer legal funding, This type of legal funding is not a loan; there is no debt, no monthly payments, and no risk of collections calls or wage garnishments. Any money paid to the legal funding company comes only out of the proceeds of the settlement, never out of your pocket.

QFN works with a network of attorneys, and can help connect you to one.

Funding that is non-recourse means it doesn’t have to be paid back if you lose your case. When you work with QFN, we offer to buy part of the proceeds you could receive from your settlement for money now, to help you get by until the rest of your settlement comes in. It’s not a loan — it’s a purchase. Because it’s a purchase, qualifying for funding isn’t based on your credit score (like loans are), and it can never put you into collections (like loans can). Because it’s a purchase, if you lose your case, you owe us nothing. Non-recourse pre-settlement funding can be a safe, stable alternative to taking out a loan while you wait, and can help you get back on your feet after an accident.

There are four easy steps to receive your pre-settlement funding.

1. Apply — Make sure you have your case information and attorney’s contact information. It’s also important to tell your attorney you are applying for funding on your legal claim so they can expect a call from QFN; we contact them to verify your case details.
2. Approval — QFN reviews the information provided, and if you are qualified you’ll receive an approval notice and the contract to sign. Make sure you review and fully complete your contract before signing, and ask any questions you may have. Your attorney will also receive an acknowledgement to sign.
3. Follow Up — After QFN receives your signed contract and your attorney’s acknowledgement, we’ll process the request. You’ll receive a timeline and instructions about calling back if you don’t receive confirmation by the end of the timeline.
4. Receive Funds — QFN sends money the same day if possible using your selected method (Western Union, check or bank transfer) or the next day if it’s past our business hours (5 p.m. EST).

Many different kinds of personal injury cases qualify.

No, the only parties aware of your transaction are you as the plaintiff, your attorney, and QFN.

Your credit score is never considered in the approval process.

Often you can get your money the same day your application is approved for funding. The time it takes to approve funding varies based on the details of your case and the availability of your attorney. On average, the application review takes about two business days from the time we speak with your attorney.

As a responsible financial firm, we typically limit the funding to about 10% of our estimate of potential case value ($500 to $100,000 is available — sometimes more depending on your case). This helps ensure that you receive sufficient proceeds from the settlement.

The money is only paid from the proceeds of your case settlement.

You keep the money and you owe nothing.

Pricing for funding is determined by the specifics of your case. Apply for free and get full pricing details upon approval. Fees are competitive, and you pay nothing out of pocket — payment comes out of the settlement. You owe nothing if you don’t win your case.

Once you’ve applied, there are three easy things you should do.

1. Call your attorney. It’s important to notify your attorney of your application, as QFN will contact them to confirm case details, sign the contract, and complete the process.
2. Check your texts and email. QFN will send you updates on your application status.
3. Make sure your phone is on. QFN will contact you when your application is approved to discuss how to transfer your funds.

Simply let them know you applied for financing with QFN and that we will be contacting them. We ask your attorney to provide additional case details needed in the review process.

Yes. If you have already received funding from QFN and need more, you can apply for additional funding by completing a free application online or by phone. The additional funding process is as simple and easy as the first funding.
QFN will review any case updates or changes with you or your attorney. QFN may reach out to you and your attorney for additional information, so make sure to provide current attorney information, phone number, and email address when applying for additional funding.
If you are approved for additional funding, QFN will notify you of the approval. You will then sign the QFN contract and your attorney will sign our acknowledgment form for the funding.

There are some common reasons why QFN cannot provide funding on a case. Refer to these tips which may help.

1. Your paperwork is incomplete. Make sure to properly complete all required portions of your contract. In order to provide you with funding, we need to receive signed and complete copies of paperwork from you. Make sure to check your email and phone if QFN needs to reach you for questions or updates.
2. We didn’t hear from your attorney. Make sure to let your attorney know that you have applied for funding and that we will be contacting them. In order to provide funding on your case, QFN needs to hear from your attorney before providing you the funding.
3. It’s not a case we can fund. QFN provides funding on many different types of cases.
4. Other reasons. There may be other reasons or circumstances why QFN has not been able to provide you with funding. Our team will provide as much information as possible and let you know when you can re-apply for funding with QFN.

Once your case resolves, QFN makes the process efficient and simple. We have a dedicated team of service representatives to answer questions from you or your attorney.
If there is no recovery on your case, you get to keep the funds you received from QFN. There is no risk for you. Please have your attorney contact QFN if there is no recovery or settlement on your case.

If at any time you or your attorney need a payoff, email .....

Pre-settlement funding is a cash advance from your legal settlement. It’s a safe, risk-free payment we offer you based on what your case is worth. You agree to pay back the amount plus fees and interest once the case settles. Because all repayment comes from your settlement, there’s no risk if you don’t win your case. You can use this money to give yourself breathing room to pay bills, stay current, and get back to your life. Find out how it works.

Plaintiffs in a structured settlement have been offered smaller regular payments over time, instead of a large one-time payment at the end of a case.

Inheritance funding is an advance against money you have been granted but is currently tied up in probate.

Ranging from fender benders to t-bone collisions, auto accidents are commonly the result of negligent driving. Motorists who are distracted, aggressive, or under the influence can cause major damage, and may be held responsible for a plaintiff’s medical bills, prescription drug costs, and compensation for lost wages. These cases involve everything from small passenger cars to large semi-trucks, and can include both injured drivers and passengers. 

Workers’ Compensation laws were created to protect injured workers by providing for medical care, compensation for lost wages related to the injury, and rehabilitation and/or retraining if necessary. Almost half of all workplace injuries are serious enough to cause the employee to miss work or require ongoing medical care.

Because paying these claims can be costly, employers don’t always believe they are legitimate, creating undue delays in resolving them. Plaintiffs are responsible for proving the employer was “at fault” in order to receive a settlement.

Civil rights claims can result from a wide variety of discriminatory misconduct, including misconduct regarding age, disability, pregnancy, race, and religious discrimination — as well as different types of harassment charges. While the actions prompting these claims may not leave a person with a physical injury, they can cause significant stress and psychological damage for the claimant, making it difficult to perform at one’s fullest potential, resulting in a lack of career momentum and missed financial gain.

Construction negligence claims stem from accidents caused by unsafe construction sites, improper equipment and/or training, faulty machinery, and other dangerous work conditions. For construction workers injured on the job, employers may be held responsible for a plaintiff’s medical bills, prescription drug costs, and compensation for lost wages.

Similar to Workers’ Compensation, the Federal Employer’s Liability Act (FELA) provides compensation for railroad workers injured on the job. Almost any worker employed by a railroad company, even those whose primary responsibilities are not performed in or around trains, is protected under the FELA.
The degree of negligence the plaintiff must show under FELA (usually due to the railroad, its employees, or an equipment manufacturer) is actually less than “no fault” Workers’ Comp. However, FELA requires a higher burden of proof by the courts than Workers’ Comp, so FELA litigation can last much longer.

When a plaintiff becomes injured due to improper care of property and/or possessions, they can pursue a General Negligence lawsuit. These claims cover a broad range of specific complaints including animal bites, amusement park injuries, bicycle and pedestrian accidents, plus homeowner and nursing home negligence.

The Jones Act protects maritime workers involved in accidents while at work. Sailors can receive damages due to vessel, captain, or crew negligence. Claimants must prove that their employers were negligent or “at fault,” similar to Workers’ Comp cases. 

However, “comparative fault” is involved here. If the employer can prove that the plaintiff’s actions contributed to or caused the accident, the amount of the award can be reduced accordingly.

Pedestrian injury is very common, and can occur due to unsafe conditions or collisions with motor vehicles, motorcycles, bicycles, scooters, or skateboards. Injuries caused through another party’s negligence can result in compensation for a plaintiff’s medical bills, prescription drug costs, and lost wages.

If you were injured on another’s property and the property owner failed to warn you of the possible hazard, the owner may be found negligent and liable. Premise liability lawsuits encompass a wide range of accidents, but “slip and fall” cases are the most common.
This type of injury can occur on private or public property and can be caused by uneven or cracked sidewalks, poorly lit pathways, slippery or unbalanced floors, potholes, ripped carpet or rugs, and even bad weather.

A job-related injury is typically covered by Workers’ Comp insurance. However, if the injury involved negligence on the part of the employer, a fellow employee or a product, tool or machine produced by a third party, a workplace negligence lawsuit may be filed. These are often handled outside of the state-specific Workers’ Comp “no-fault” claims process.

Since these cases are not considered “no fault,” it is the claimant’s burden to prove that the other party is liable.

The loss of a loved one caused by the actions or negligence of someone else can result in a Wrongful Death suit. These claims most commonly entail medical malpractice, fatal car accidents, or when a victim is intentionally killed, and are filed by representatives of the victim’s estate.

In many personal injury cases, a plaintiff must be able to prove that the defendant was “at fault” or responsible for the accident or negligence causing the injury. The burden of proof is typically placed on the plaintiff in order to receive damages.